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The Ladder Strategy Smarter Mortgage Rate Management
The Ladder Strategy Smarter Mortgage Rate Management
Bank of Canada delivers 1st interest rate cut since March
Borrowing costs are coming down for some Canadians after the Bank of Canada on Wednesday delivered its first interest rate cut since March. The central bank on Wednesday lowered its overnight benchmark by 25 basis points from 2.75 per cent…
Can You Take Garden Plants with You When Moving? A Lawyer Weighs In
Key Takeaways Inform your realtor and potential buyers about garden plants you’ll take when you move. Ensure the written contract clearly states that you are taking certain plants with you. Real estate laws vary between states so check with a…
Things to Never Do with Your AC When the Heat Index Hits Triple Digits
This summer is the hottest on record (for the third year in a row!), so we assume that your home’s air conditioning system has been hard at work for the past few months. While it might seem tempting to crank…
Term vs Permanent Life Insurance: Which One Makes Sense for You Right Now?
Life insurance is one of those financial products people know they need but often avoid discussing. The choice between term and permanent coverage can feel more complicated than it needs to be, especially when you’re trying to make the right…
Unspoken Fence Etiquette Rules You Should Follow to Be a Good Neighbour
If you share a backyard fence with neighbors, you know the rules around them can be a bit murky. Is it OK to paint your side of the fence, even if you aren’t the owner? Do you have to let…
Can You Paint the Side of a Neighbors Fence That Faces Your Yard?
Credit: Getty Images / Vitalii Petrushenko Of all the costly outdoor groundskeeping on the to-do list, refreshing a fence might seem like light work. However, if it separates your property from the one next door, updating it with a fresh…
How to Layer Insurance with Wealth Planning for Tax Efficiency
Once you’ve built a successful business or career and your registered accounts are fully funded, the financial priorities begin to shift. At this stage, planning becomes less about accumulation and more about preservation, tax efficiency, and leaving a meaningful legacy…
5 Warning Signs Your Light Switches Could Be a Fire Hazard
Credit: JGI/Jamie Grill / Getty Images A flickering overhead light doesn’t necessarily mean your electrical wiring is faulty, but it can be a red flag. Sometimes the flickering simply means you need to replace the bulb, but it could also…
Dont Skip This Moving Day Step. What to Clean Before Handing Over the Keys
Moving out of your home kicks off a laundry list of to-do items. One of the tasks that might cross your mind is finding out who is responsible for cleaning your home when you move out. Is it expected or…
6 Patio Pieces You Didn’t Know You Could and Should Clean with Dish Soap
Outdoor patio furniture and decor is made of weather-resistant materials, but that doesn’t mean it doesn’t get dirty. Properly storing items is essential, as is regular cleaning. The good news is, you can effectively clean all kinds of patio items…
Reasons Your Dishwasher Is Clogged and How to Fix It Fast
Credit: Volodymyr Bushmelov / Getty Images A clogged dishwasher can result in slow-draining or standing water in the dishwasher tub, foul odors, and dishes that never seem to get fully clean. If these symptoms sound familiar, you likely have a…
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