When you buy a home with less than 20% down, mortgage default insurance is mandatory.Most people assume it’s just something that protects the lender — not them. But what many homebuyers don’t realize is that default insurance often comes with built-in protections for homeowners, too.Some insurers offer valuable support programs that can help you keep your home if…
Let’s keep this simple. If your mortgage rate is 5%, and your investments return 7%, then every extra dollar you put toward your mortgage is a 2% loss. Still feel good about paying down that house? In 2025, this is one of the most misunderstood dynamics in personal finance. Most Canadians are still stuck on…
Your mortgage renewal isn’t just paperwork — it’s a prime opportunity to reset your financial course. Yet, many homeowners let it pass by without giving it the attention it deserves. The result? Missed savings, higher debt, and fewer financial options down the road. Let’s break down the most common mortgage renewal mistakes — and how…
If you’ve been hesitating to buy or sell a home because of interest rates, the economy, or upcoming elections, you’re not alone. Uncertainty can make any major financial decision feel risky. But what if the factors we focus on—like market conditions and economic forecasts—aren’t as important as we think? Some of the most successful investors, from Warren…
Struggling to Qualify for a Mortgage? You’re Not Alone Buying a home isn’t always easy—especially if your credit score needs improvement, you’re self-employed with fluctuating income, or you haven’t saved enough for a down payment. Traditional mortgage lenders often have strict requirements, making homeownership feel out of reach for many. But what if there was…
Navigating Vancouver’s housing market can feel like solving a Rubik’s Cube in the dark. With high home prices and rising rents, many people wrestle with one of life’s biggest financial questions: Should I rent or buy? While there’s no universal answer, understanding the pros and cons of each can help you make an informed decision. The Case…
When you’re buying your next home after selling your current one, timing is everything. It’s the difference between a smooth handoff—and scrambling to find a place to stay in between. That’s why creating a clear moving timeline is so important. With the right plan, you can avoid unnecessary stress, minimize costs, and make your transition…
Real Estate Market Report for March 2025 Home sales registered on the MLS® in Metro Vancouver for March were the lowest since 2019 for the same month, while active listings continued their upward trend. Sales The Greater Vancouver REALTORS® (GVR) reports that residential sales in the region totalled 2,091 in March 2025, a 13.4 percent…
Key Updates 1. 30-Year Amortizations 2. Higher Price Cap 3. Newly Built Homes Focus • Homes must be owner-occupied and not previously used for residential purposes. What This Means for You
There will be 11 towers in total and the range of tower heights will vary between 12 and 40 storeys. A massive new redevelopment is planned on North Shore as Capilano Mall is reimagined with more than 3,000 housing units in eleven 12-to-40-storey tower buildings. A new community centre and a 1.5-acre park are also…